Search Results for: private student loans

The Effect of Student Loans on Your Credit

...With the price of higher education today, student loans have become a necessity for many. When getting a student loan, remember that it can have a very long effect on your credit and also on your parents’ credit if they co-sign for you. Some are inclined to think “student... more

Private Student Loans

...have replaced the Stafford loan program and are open to any student. Loans and Student Fund Priorities One can view private loans as a less preferred option to other forms of aid. Scholarships and grants do not require repayment, federal loans offer flexibility and subsidized interest payments. Other options include... more

Types of Student Loans

...For the vast majority of college eligible families and students, this amount exceeds available resources. For most students and families, borrowing is a necessary step towards fulfilling college ambitions. In a broad sense, there are three types of student loans for college: Government loans, government-backed private loans, and private loans.... more

Types of Student Loans

...Nearly half of all American students take out loans to make attending college affordable, according to the U.S. Department of Education. A combination of federal and private aid often covers the part of tuition that scholarships and grants cannot. Understanding all student loan options is critical to getting the... more

Student Loans Without Credit Checks

...Public Versus Private Sources With one exception, student loan programs administered by the Department of Education do not require credit checks. The exception is the PLUS program which provides loans to family members for the benefit of an eligible student. Private lenders require credit checks as a condition of... more

How to Get a Student Loan for College That Pays for All Your Rent and Books

...Student loans can pay tuition and other direct costs of attending college. The eligible expenses include food, rent, books, and school supplies. Loans come from public and private sources. Private sources include foundations and non-government organizations that promote the public good. Private loans offer higher interest rates, and... more

What Are Installment Loans?

...the money they want while still stretching out the debt schedule. Here are the ins and outs of those installment loans. Paying in Installments An installment loan involves a debt that must be paid back through two or more scheduled payments. The definition is intentionally vague because many financial accounts... more

Bad Credit Loans

...If you have a tarnished credit history, don’t search in the darkest depths of the Internet to find new credit. Legitimate companies online and offline are willing to lend as long as you meet a few conditions. You can get mortgages, personal loans, auto loans and student loans just... more

How to Shop for a Student Loan in 8 Steps can be refinanced or consolidated. In most cases, private alternative loans cannot be lumped together with federal student loans. Because only a limited number of lenders offer private education loans, consolidating loans from various banks into a single monthly payment can be challenging. 7. Look at borrowing limits. Has... more

How to Find a Student Loan Without a Cosigner often find that private lenders insist on a cosigner. If you don’t have someone to cosign your loan, then you have to consider other options. The Easiest Approach The easiest way to get a student loan is the government student loan program. You can apply for several types of... more