The Department of Housing and Urban Development, known as HUD, oversees programs designed to assist low-income families, retirees and persons with disabilities. HUD’s primary focus is to provide safe and decent housing for individuals struggling to meet the basic income requirements for affordable housing. However, there is an abundance of misinformation on the internet that hinders a person’s ability to find real senior housing programs sponsored by HUD. Below are a list of programs offered by HUD that secures safe and affordable housing for retirees:

Housing Choice Voucher Program

Formerly known as Section 8, this program serves low-income families, retirees, the elderly and the disabled. The program is the largest offered by HUD, and applicants who qualify receive rental vouchers for specific properties run by state and local Public Housing Agencies.

The program does not have an age requirement, and individuals who meet extremely low to low-income requirements can qualify for assistance. Applicants who earn 30 percent of their area’s median income qualify as extremely low income, and applicants who earn 50 percent of their area’s median income qualify as low income. Housing options include single-family homes, apartments, condos and townhouses.

Multifamily Subsidized Housing Programs

Section 202 Supportive Housing for the Elderly is a rent-assistance housing program designed specifically for retirees and the elderly who may need some assistance but can live independently. Eligibility requirements include those who are age 62 and older whose income is 50 percent of their area’s median income. This is the only program established by HUD that provides living assistance exclusively for senior citizens.

Nonprofit organizations receive loans and funding from HUD that is used to finance the construction of affordable single-family housing for senior citizens. The program also offers rent subsidies for one-bedroom apartments with special features, including nonskid flooring, ramps and grab bars. The apartments also include kitchens and baths with some extra amenities based on the property’s location.

Public Housing

Public Housing, sponsored by HUD, serves over 1 million low-income families and the elderly across the country. Income requirements include 80 percent of their area’s median income; however, income limits do depend on the applicant’s location. Types of housing includes single-family homes, apartments, condos, townhouses and in some instances high-rise apartments.

Other programs sponsored by HUD include the Supportive Housing for Persons with Disabilities Program, the Multifamily Rental Housing for Moderate-Income Families and the Congregate Housing Services Program. Other private programs not sponsored by HUD do exist that provide affordable senior housing programs.